Westchester County
Mold Removal in Mount Vernon, Where the Flood Record Is Yours to Ask For
Before you spend anything on a Mount Vernon basement, find out what the building has done before, because no office in the city can tell you. Mount Vernon told the county planners that it keeps no list of properties damaged by flooding, which leaves the owner's ten year flood disclosure as the only written history of that address in existence.
Request a quote in Mount Vernon
Tell us what you can see, where you think the water came from, and whether this building has done it before. That is usually enough for us to say which of the two licenses your job needs first, and roughly what it involves, before anyone comes out.
$100 off your first job
Credited by us on your first booked job.
- One credit per customer per property, on your first booked job.
- Valid through December 31, 2026.
Mention this offer when you book. Full terms.
Who holds the flood history of a Mount Vernon address
Start with the paperwork, because in this city it is the only history there is. Mount Vernon told the county that flooding happens inside the special flood hazard area and also outside it in heavy rainfall, and that no list of damaged properties is kept, so the Chapter 581 disclosure signed by owner and tenant before a lease is the whole written record. Ask for it, and keep your copy: where the disclosure was never given and the tenant then suffers flood damage, county law lets that tenant sue to recover. Who has to act is the other half of it. Renters hold 16,021 of the 28,078 occupied homes in the city and 6,136 units sit in buildings of fifty or more, so for most households the first move is a written request to the owner rather than a contractor booking. There is not much insurance behind any of it either. The city has 59 flood policies in force against 93 paid claims, and FEMA's claims file holds 42 records in the 10550 ZIP code, so most water damage here is paid for out of pocket by whoever owns the building. On the work itself, 21,144 of the 30,080 homes in Mount Vernon were built in 1969 or earlier, which makes lead safe practice the default assumption when a wall comes out rather than an extra. The Department of Buildings holds the floodplain role and provides permit review, so expect the floodplain question at permit stage and raise it before the work is scoped. One licensed mold assessment contractor is registered at a Mount Vernon address against three remediators, so the independent assessment travels in and it is the date to fix first.
Signed a Mount Vernon lease and never saw a flood disclosure?
That form is the owner's duty under county law, not a courtesy. Tell us what has happened in the unit and we will tell you what to ask for and in what order.
What we arrange for Mount Vernon owners, boards and tenants
Mold Inspection and Assessment
Get a written finding on what the mold is, how far it runs and what water is feeding it, from a licensed assessor who is barred by New York law from selling you the removal.
Mold Assessment in Mount Vernon →Mold Remediation and Removal
Have the mold removed properly, by a licensed remediation contractor working to an independent assessor's written plan and stopping at an independent clearance.
Mold Remediation in Mount Vernon →Water Damage Drying and Dry Out
Get the building dry before mold becomes the problem, after a leak, a backed up drain or water in the basement.
Water Damage Drying in Mount Vernon →What Mount Vernon does not write down, and what the claims file does
The City of Mount Vernon told the county planners that flooding takes place in the special flood hazard area but can also take place outside flood zones during heavy rainfall, and that the city does not maintain a list of properties damaged by flooding.
Source: Westchester County Department of Planning, accessed 2026-09-21
Chapter 581 of the Laws of Westchester County requires that, before entering a written lease for residential or commercial occupancy, the owner notify the prospective tenant whether the property sits in a Special Flood Hazard Area on the FEMA Flood Insurance Rate Maps, and of the premises' propensity for flooding where flooding known to the owner has occurred at least once in the ten-year period immediately preceding the lease and caused flood damage to any part of the leased premises.
Source: Westchester County Board of Legislators, accessed 2026-09-21
Section 581.31 of the Laws of Westchester County provides that where a landlord has not complied with the disclosure duty, a tenant who sustains flood damage during the lease may commence an action in a court of competent jurisdiction to recover those damages, and section 581.41 makes two or more defendants acting in concert jointly and severally liable.
Source: Westchester County Board of Legislators, accessed 2026-09-21
Of 28,078 occupied housing units in Mount Vernon, 16,021 are renter occupied and 12,057 owner occupied, and 6,136 of the city's units sit in buildings of 50 or more units.
Source: US Census Bureau, American Community Survey, accessed 2026-09-21
Mount Vernon's annex to the county hazard mitigation plan counts 59 policies in force against 93 paid claims, $591,957.05 in loss payments and 7 repetitive loss properties, from FEMA figures dated July 2021.
Source: Westchester County Department of Planning, accessed 2026-09-21
FEMA's National Flood Insurance Program claims database holds 42 claim records reported in ZIP code 10550 in Mount Vernon, of which only 1 carries a date of loss in the first days of September 2021.
Source: US Federal Emergency Management Agency, accessed 2026-09-21
The American Community Survey five-year estimates for 2020 to 2024 count 30,080 housing units in Mount Vernon, of which 10,172 were built in 1939 or earlier, 3,639 in the 1940s and 21,144 in total, about 70 percent, in 1969 or earlier.
Source: US Census Bureau, American Community Survey, accessed 2026-09-21
The City of Mount Vernon told the county planners that its Department of Buildings is responsible for floodplain management, that at the time of the plan nobody on staff held the floodplain manager credential although several people were in training, and that the NFIP administration service the city provides is permit review.
Source: Westchester County Department of Planning, accessed 2026-09-21
At Mount Vernon addresses the state mold license register returns a single active assessment contractor and three active remediation contractors.
Source: New York State Department of Labor, via data.ny.gov, accessed 2026-09-21
Tell us what came in and how far up the wall
We will say whether this is a drying job, a strip out, or nothing that needs paying for. No obligation.